| | 12 | Finance costs | | |
| | | Financial liabilities | | |
17 | 1 | | Bank and short-term facilities | | 2 |
135 | | | Convertible unsecured fixed rate bonds | | 15 |
208 | 83 | | Nedbank Limited | 11 | 23 |
5 | 2 | | Westpac Bank | | |
365 | 86 | | Total finance costs from financial liabilities | 11 | 40 |
| | | Non-financial liabilities | | |
15 | 15 | | Post-retirement benefits | 2 | 2 |
| | | Time value of money and inflation | | |
98 | 135 | | component of rehabilitation costs | 17 | 11 |
16 | 12 | | South African Revenue Services (SARS) | 2 | 2 |
129 | 162 | | Total finance costs from non-financial liabilities | 21 | 15 |
494 | 248 | | Total finance cost before interest capitalised | 32 | 55 |
(282) | (2) | | Interest capitalised | | (31) |
212 | 246 | | Total finance costs | 32 | 24 |
| | | | | |
| | | The capitalisation rate used to determine the amount of borrowing costs eligible for capitalisation during the year is 10.6% (2009: 12.3%). | | |